Is it time for a ‘mid-retirement MOT’?

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The story "Is it time for a ‘mid-retirement MOT’?" was covered 13 hours ago by Financial Times, a news publisher based in United States.

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Financial Times 13h ago

Is it time for a ‘mid-retirement MOT’? - Financial Times

Quick Summary:

Data from Interactive Investor, the online investment service, shows self-directed investors stay heavily weighted to equities throughout retirement, without reducing investment risk over time.

Pension provider Aviva says retirees who withdraw their pension at a rate of more than 7 per cent annually from age 75 are at significant risk of running out of money.

Kate Shaw, a chartered financial planner with Financial Life Planning, recommends setting up phones for elderly parents where all the numbers of people they know are programmed and the name is read out when the phone rings, so they know who it is and when not to pick up.